.hmc{margin-top:var(--hmc-margin-top, 48px);margin-bottom:var(--hmc-margin-bottom, 48px)}.hmc__wrap{max-width:var(--hmc-max-width, 1240px);margin:0 auto;padding:0 16px}.hmc__panel{background:var(--hmc-panel-bg, #eef3fb);border-radius:16px;padding:40px 24px}.hmc__cta{text-align:center;max-width:620px;margin:0 auto}.hmc__title{font-size:clamp(2rem,3vw,2.6rem);font-weight:700;color:var(--hmc-heading, #0f2742);margin:0 0 10px;line-height:1.2}.hmc__text{font-size:1.6rem;line-height:1.55;color:var(--hmc-text, #475569);margin:0 0 20px}.hmc__btn{display:inline-block;padding:13px 30px;border-radius:8px;background:var(--hmc-accent, #2563eb);color:#fff;font-size:1.5rem;font-weight:600;text-decoration:none;transition:filter .2s ease;margin-top:8px}.hmc__btn:hover{filter:brightness(.92);color:#fff}.hmc__divider{display:flex;align-items:center;gap:16px;max-width:760px;margin:28px auto;color:var(--hmc-muted, #94a3b8);font-size:1.4rem;font-weight:600;letter-spacing:.08em}.hmc__divider:before,.hmc__divider:after{content:"";flex:1 1 auto;height:1px;background:var(--hmc-line, #d4ddec)}.hmc__badges{display:grid;grid-template-columns:repeat(var(--hmc-badge-cols, 4),minmax(0,1fr));gap:20px;margin-top:8px}.hmc__badge{text-align:center;padding:0 8px}.hmc__badge-icon{display:inline-flex;align-items:center;justify-content:center;margin-bottom:10px;color:var(--hmc-accent, #2563eb)}.hmc__badge-icon svg{width:38px;height:38px}.hmc__badge-title{font-size:1.55rem;font-weight:700;color:var(--hmc-heading, #0f2742);margin:0 0 4px;line-height:1.25}.hmc__badge-text{font-size:1.35rem;line-height:1.45;color:var(--hmc-text, #475569);margin:0}@media(max-width:760px){.hmc__badges{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px 16px}.hmc__panel{padding:32px 16px}}
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